:root{--navy:#10253b;--blue:#126b88;--sky:#dceff2;--paper:#f5f9fb;--ink:#193248;--line:#d4e2e8;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:17px/1.7 system-ui,-apple-system,Segoe UI,sans-serif}a{color:#075d7d}a:hover{text-decoration:none}.wrap{width:min(100% - 36px,1050px);margin:auto}header{background:var(--navy);color:white}header .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:76px}.logo{font-size:1.22rem;font-weight:800;letter-spacing:-.03em;color:white;text-decoration:none}.logo span{color:#83d7e0}nav{display:flex;gap:20px;flex-wrap:wrap}nav a{color:#e5f4f5;text-decoration:none;font-size:.9rem}nav a:hover{text-decoration:underline}.hero{background:linear-gradient(135deg,#10253b 0%,#15566d 100%);color:white;padding:72px 0 78px}.hero .eyebrow{color:#a1e4e9;text-transform:uppercase;letter-spacing:.15em;font-size:.8rem;font-weight:800}.hero h1{font-size:clamp(2.4rem,6vw,4.35rem);letter-spacing:-.055em;line-height:1.07;max-width:850px;margin:16px 0 22px}.hero p{font-size:1.12rem;max-width:700px;margin:0;color:#e7f4f5}.hero .date{font-size:.85rem;margin-top:25px;color:#c8e1e6}main{padding:40px 0 80px}.quick{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:58px}.quick article{background:white;border:1px solid var(--line);border-radius:16px;padding:26px 28px;box-shadow:0 10px 24px #10253b0a}.quick .label{font-size:.78rem;color:var(--blue);font-weight:800;text-transform:uppercase;letter-spacing:.11em}.quick .quick-title{font-size:1.3rem;line-height:1.25;margin:8px 0;font-weight:700;color:var(--navy);letter-spacing:-.035em}.quick p{margin:0}section.content{max-width:790px;margin:0 auto 62px;scroll-margin-top:20px}h2{font-size:clamp(1.65rem,3vw,2.15rem);letter-spacing:-.035em;line-height:1.2;color:var(--navy);margin:0 0 19px}h3{font-size:1.16rem;margin:25px 0 8px;color:var(--navy)}p{margin:0 0 16px}.note{background:var(--sky);border-left:4px solid var(--blue);padding:18px 22px;border-radius:0 12px 12px 0;margin:24px 0}.steps{padding-left:25px}.steps li{margin-bottom:12px;padding-left:5px}.tablebox{overflow-x:auto;border:1px solid var(--line);border-radius:13px;background:white}table{border-collapse:collapse;width:100%;min-width:620px}th,td{text-align:left;vertical-align:top;padding:16px;border-bottom:1px solid var(--line)}tr:last-child td{border-bottom:0}th{background:#eaf3f6;color:var(--navy)}details{background:white;border:1px solid var(--line);border-radius:11px;padding:17px 20px;margin:10px 0}summary{font-weight:700;cursor:pointer;color:var(--navy)}details p{margin:12px 0 0}.sources{font-size:.92rem}.sources li{margin-bottom:8px}footer{background:var(--navy);color:#d5e6e9;padding:34px 0;font-size:.9rem}footer .wrap{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}footer a{color:#e4f6f7}footer nav{gap:16px}.legal{background:#e8f1f4;padding:38px 0}.legal .wrap{max-width:790px}.legal p{font-size:.92rem}.warn{background:#fff4d9;border-left:4px solid #c9921a;padding:18px 22px;border-radius:0 12px 12px 0;margin:24px 0}@media(max-width:650px){header .wrap{align-items:flex-start;flex-direction:column;padding:18px 0;gap:8px}nav{gap:14px}.hero{padding:50px 0}.quick{grid-template-columns:1fr}.quick article{padding:22px}main{padding-top:25px}}

.affiliate{background:#e5f1f5;border:1px solid #b5d2de;border-radius:16px;padding:28px}.affiliate .disclosure-label{font-size:.85rem;font-weight:700;color:#365a70;margin-bottom:10px}.affiliate .partner-button{display:inline-block;background:#10253b;color:white;padding:12px 20px;border-radius:8px;text-decoration:none;font-weight:700;max-width:100%}.affiliate .partner-button:hover{background:#15566d}.affiliate .disclosure-note{font-size:.9rem;margin:15px 0 0}.affiliate a:focus-visible{outline:3px solid #126b88;outline-offset:4px}

.legal-main{max-width:790px;padding-top:44px;padding-bottom:60px}.legal-main h1{font-size:clamp(2rem,5vw,3rem);line-height:1.15;letter-spacing:-.035em}.legal-main h2{font-size:1.3rem;margin-top:28px}.back-link{display:inline-block;margin-bottom:18px}a:focus-visible,summary:focus-visible{outline:3px solid #126b88;outline-offset:4px}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

@media(max-width:650px){table{min-width:0}th,td{padding:12px 10px;overflow-wrap:anywhere}th:first-child,td:first-child{width:30%}}